Cavo Realty LLC — For US Investors

Your European
real estate
play starts here.

Cavo Realty helps American investors access premium Cyprus real estate — with full US tax treaty compliance, FBAR-friendly structures, and on-the-ground expertise you can trust from New York to Nicosia.

🇺🇸 Built for American Capital
Cyprus Market Snapshot · 2026
15% Corporate Tax
Lowest in the EU
5.45% Avg. Rental Yield
Residential
3.4% GDP Growth
2024
€455K Median Apt. Price
April 2026
The US Advantage Why Cyprus works
for American investors.
📜

US–Cyprus Tax Treaty

Avoid double taxation on income, capital gains, and dividends across both jurisdictions.

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FBAR & FATCA Compliant

Structures designed from day one to meet FinCEN reporting and IRS disclosure requirements.

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Common Law System

Cyprus operates under English Common Law — familiar legal protections for US-based buyers.

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EU Asset, USD Entry

Own a euro-denominated European asset with clean USD-to-EUR capital flows.

Cavo
Realty LLC

Boutique Real Estate
& Investment Advisory
for US Investors

"Most American investors have never considered Cyprus. That's exactly the opportunity."

Cavo Realty LLC is a boutique real estate and investment advisory firm specializing exclusively in Cyprus property and investment — built primarily to serve American investors looking to diversify into European real estate. Founded by Marios Patatinis, a Cyprus-born, US-based advisor, the firm bridges two worlds most advisory firms can't: deep on-the-ground knowledge of the Cyprus market, and a thorough understanding of what American investors need from a compliance, tax, and structuring standpoint.

Cyprus is one of the most overlooked opportunities in international real estate for US investors. EU membership, the lowest corporate tax rate in the European Union at 15%, a Common Law legal system inherited from British governance, and a bilateral tax treaty with the United States make it uniquely accessible — and advantageous — for American capital. Yet most US investors have simply never been pointed there. Cavo Realty exists to change that.

We handle the full investment journey: sourcing curated properties, coordinating legal and tax counsel, structuring acquisitions for FBAR and FATCA compliance, advising on residency pathways, and managing ongoing portfolio needs. Whether you are deploying $300K or $5M, Cavo Realty provides the access, expertise, and infrastructure to make Cyprus work for your capital.

US Investor Focus Real Estate Acquisition FBAR/FATCA Compliant EU Residency Advisory Portfolio Management Tax Treaty Structuring

Why American
Investors Choose Cyprus

Cyprus offers a rare combination of EU legal standing, US tax treaty protection, strong fundamentals, and entry prices that remain accessible compared to Western European markets. Here is why it makes sense for American capital.

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US–Cyprus Double Tax Treaty

The bilateral tax agreement between the US and Cyprus ensures that income earned in Cyprus is not taxed twice. Rental income, dividends, and capital gains can be structured to flow back to the US efficiently — without the punitive double-taxation that discourages many Americans from international real estate.

Treaty in force since 1985 · Fully bilateral
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Common Law Legal System

Unlike most of continental Europe, Cyprus operates under an English Common Law framework. Property rights, contracts, and dispute resolution work in ways that feel immediately familiar to American buyers. Title deeds, legal due diligence, and acquisition protections align closely with US expectations.

English Common Law · English-language courts
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Strong Market Fundamentals

Cyprus has delivered GDP growth of 3.4% in 2024 and a 10-year average of 4.3% — outperforming most of the EU. Property prices in Limassol and Larnaca have appreciated significantly, while rental yields of 5–6.5% remain competitive against US gateway cities and most European markets.

3.4% GDP growth 2024 · 5–6.5% rental yields
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Euro-Denominated Hard Asset

Owning a Cyprus property gives US investors exposure to a euro-denominated asset — a natural hedge against USD weakness and a diversifier outside US real estate markets. With USD at historically strong levels, this is an attractive moment for American investors to acquire European assets.

EUR asset · USD entry point · EU property rights
🛂

EU Permanent Residency Pathway

A qualifying Cyprus property investment of €300,000+ opens the door to EU Permanent Residency for the buyer and their entire family — including dependent children and parents. PR holders gain the right to live, travel, and access EU education systems without citizenship requirements.

€300K+ threshold · Family inclusion · No stay requirement
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FBAR & FATCA Friendly

We structure every US client acquisition to be compliant with FinCEN FBAR reporting and IRS FATCA disclosure requirements from day one. Cyprus's transparent banking system, English-language documentation, and treaty standing make compliance straightforward compared to other offshore markets.

FinCEN compliant · IRS FATCA-aligned · Full documentation

Our Services

From first inquiry to title registration and ongoing management — we handle every layer of the Cyprus investment journey, structured specifically for US-based clients.

01

Property Sourcing & Acquisition

We curate and source premium residential, commercial, and holiday properties across Cyprus — including off-market opportunities. We negotiate terms, manage legal due diligence through licensed local counsel, and guide you to title registration. You make decisions; we handle the logistics on the ground.

Limassol Larnaca Paphos Protaras Off-Market Access
02

US-Compliant Investment Structuring

We work with licensed Cyprus tax and legal professionals to structure your acquisition in a way that satisfies both US and Cyprus regulatory requirements. This includes FBAR/FATCA documentation, treaty-efficient holding structures, and proper entity formation — so your investment is clean from the start.

FBAR Compliance FATCA Documentation Treaty Structuring SPV Vehicles
03

EU Residency Advisory

We guide US clients through the Cyprus Permanent Residency programme — coordinating investment structuring, legal documentation, and government submission. PR is granted to the investor and their family, providing EU residency rights, freedom of movement, and access to European education systems.

€300K+ Threshold Family Inclusion EU Travel Rights Education Access
04

Portfolio & Asset Management

For investors building a multi-property Cyprus portfolio, we provide ongoing advisory — covering asset performance tracking, rental management introductions, reinvestment planning, and strategic expansion guidance. We act as your trusted representative on the ground so you don't have to be.

Rental Yield Optimization Portfolio Strategy Local Representation Annual Reporting

Property Development

Beyond advisory, Cavo Realty is rooted in property development. Our development arm has been operating for three decades from Limassol — one of the Mediterranean's most dynamic real estate markets — giving us a builder's understanding of quality, construction cost, and long-term asset value that most advisory firms simply do not have.

Whether you are looking for a finished home to purchase, a rental-ready property, or you want to build your own — our team has the expertise, the trusted contractors, and the project management capability to deliver. We handle the full scope, so you can focus on the outcome: a home built precisely to your vision.

Request a Development Consultation
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Properties for Sale

A curated portfolio of finished homes and apartments in Limassol and across Cyprus — developed to high specification and ready for immediate acquisition.

Limassol · Residential · Move-in Ready
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Properties for Rent

Quality rental properties for individuals, families, and executives relocating to Cyprus — managed with the professionalism our three decades of experience demands.

Long-Term · Short-Term · Corporate Leases
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Build Your Dream Home

Have a plot or a vision? Our development team manages every stage — architectural planning, permits, construction, and delivery. We carry the complexity; you receive the keys to the home you imagined.

Design · Build · Deliver
30+ Years of property development
in Limassol, Cyprus

Featured Projects

Active and pipeline opportunities currently available or in preparation for US investor acquisition.

Active

Limassol Olive Grove Residencies

📍 Limassol, Cyprus

Luxury residences with sweeping Mediterranean Sea views, set within Cyprus's most prestigious and sought-after residential address. Positioned in the highest-demand zip code on the island, Olive Grove offers a rare combination of natural serenity, architectural distinction, and unobstructed water views — in a market where prime addresses trade rarely and appreciate consistently.

5.2% Target Yield
€450K+ Entry Price
PR Eligible Residency
Active

Larnaca Growth Portfolio

📍 Larnaca, Cyprus

Multi-unit residential acquisition in Larnaca's emerging growth corridor. Major port and marina redevelopment is driving strong appreciation. An accessible entry point for US investors seeking higher upside in an undervalued market.

6.1% Target Yield
€300K+ Entry Price
PR Eligible Residency
Pipeline

Paphos Holiday Rental Fund

📍 Paphos & Protaras, Cyprus

A pooled holiday apartment fund targeting Cyprus's 4M+ annual tourist rental market. Structured as a Cyprus AIF — providing EU-regulated fund access for qualified US investors seeking income-focused exposure without direct property management.

6.5%+ Target Yield
€150K Min. Ticket
AIF Fund Structure

Financing Options

Cavo Realty works alongside a curated network of Cyprus lenders, private credit providers, and structured finance partners to offer flexible capital solutions for US investors — whether you prefer to invest all-cash or leverage your position.

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Cyprus Bank Mortgage Financing

We facilitate introductions to leading Cyprus banks that offer mortgage products to non-resident international buyers, including Americans. Competitive LTV ratios with EUR-denominated lending and flexible rate structures.

Up to 70% LTV for non-residents
Terms from 10 to 25 years
EUR-denominated lending
PR programme eligible
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Developer & Seller Financing

On selected new-build projects, Cavo Realty negotiates installment and deferred payment structures directly with developers — staging your capital deployment across construction milestones to reduce upfront commitment.

Payments tied to build milestones
Reduced initial capital outlay
Available on select new-builds
Legal title protection throughout
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Private & Structured Credit

For larger transactions and portfolio acquisitions, we connect clients with private credit facilities offering bespoke terms. Ideal for US investors seeking speed, discretion, and flexibility beyond standard bank products.

Bespoke deal-by-deal structuring
Bridge and term loan facilities
Multi-asset portfolio financing
US investor network access
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US-to-Cyprus Capital Structuring

We advise on optimal capital flow structures for American investors — including US–Cyprus treaty-efficient remittance routes, Cyprus SPV holding vehicles, and FBAR/FATCA-compliant funding arrangements for clean cross-border deployment.

US–Cyprus treaty-efficient flows
Cyprus SPV holding structures
FBAR/FATCA-aligned documentation
IRS Form 8938 guidance
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Refinancing & Equity Release

Already own Cyprus property? We help existing owners refinance or release equity from appreciated assets to fund further acquisitions — unlocking capital without liquidating a performing portfolio position.

Portfolio equity release strategies
Refinance into lower-rate products
Recapitalise for follow-on buys
Coordinated with registered valuers
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Financing Feasibility Review

Not sure which financing route fits your situation? Cavo Realty provides a complimentary initial financing feasibility review — assessing your US buyer profile, capital source, tax standing, and investment goals to map the right path forward.

US buyer profile assessment
Lender and product matchmaking
Tax residency and treaty review
Complimentary initial consultation

Submit a Financing Enquiry

Complete the form and Marios will personally review your financing profile and respond within 48 hours with suitable options and next steps tailored for US investors.

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All enquiries are strictly confidential
Response within 24–48 hours
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Structured for US investor requirements

Financing solutions are arranged through third-party lenders and financial institutions. Cavo Realty LLC is an advisory firm and does not provide regulated lending or financial services. All financing is subject to lender approval and applicable regulations.

Personal Details
Loan Request
Use of Funds

Your request goes directly to Marios Patatinis at Cavo Realty. All information is treated with strict confidentiality.

An advisor who speaks
both languages.

Most Cyprus real estate agents don't understand American investors. Most US advisors don't know Cyprus. Cavo Realty is built specifically to sit at that intersection — with the language, compliance knowledge, and market access to serve you properly on both sides of the Atlantic.

01

US-Compliant from Day One

Every acquisition is structured with FBAR, FATCA, and US–Cyprus treaty compliance built in — not retrofitted after the fact. We coordinate with licensed US-aware Cyprus tax counsel on every transaction.

02

On-the-Ground Market Access

With deep relationships across Limassol, Larnaca, Paphos, and Protaras, we access opportunities — including off-market properties — that American investors simply cannot find through online listings or generic agents.

03

One Point of Contact, Full Coverage

Marios personally manages each client relationship. We coordinate legal, tax, banking, and property professionals — so you have a single, accountable advisor steering your investment from first call to title deed.

04

No Conflicts of Interest

Cavo Realty is an independent advisory firm. We are not paid by developers to steer clients toward particular projects. Our recommendations are based on what is right for your capital — not what pays us the highest commission.

Ready to put your
capital to work in Europe?

Whether you are exploring Cyprus for the first time or ready to move on a specific opportunity, Marios is ready to speak with you. Initial consultations are always complimentary.

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President Marios Patatinis
🇺🇸
Primary Market United States · All 50 States
🏢
Entity Cavo Realty LLC

Your enquiry goes directly to Marios Patatinis. We respond within 24–48 hours. Initial consultations are complimentary.